DTI Optimizer
Optimize your debt-to-income ratio for maximum purchase power
Input Data
Analysis
Strategies
Timeline
Borrower Information
Borrower Name
Gross Monthly Income
Available Extra Payment
Loan Program
Credit Score
Down Payment %
Current DTI Overview
13.1%
Current DTI
$1,050
Monthly Debt Payments
3
Active Debts
DTI Progress
13.1% / 36%
Target: 36% for optimal qualification
Current Debts
Add Debt
credit card
Type
Balance
Min Payment
Interest Rate %
Monthly Impact
3.1% DTI
auto loan
Type
Balance
Min Payment
Interest Rate %
Monthly Impact
5.6% DTI
student loan
Type
Balance
Min Payment
Interest Rate %
Monthly Impact
4.4% DTI
Analyze DTI Optimization