RiskSculptor FAQ
RiskSculptor is a post-AUS loan rescue platform for licensed mortgage loan officers. These answers explain what RiskSculptor is, how it relates to DU®, LPA, FHA TOTAL, VA, USDA, or GUS, and why it is not mortgage underwriting software and is not an approval engine.
Frequently asked questions
- Is RiskSculptor an underwriting system?
- No. RiskSculptor is not an underwriting system and does not approve, deny, or override AUS findings. It helps licensed MLOs interpret AUS findings and organize compliant rescue planning after AUS results are available.
- Does RiskSculptor replace DU, LPA, FHA TOTAL, VA, USDA, or GUS?
- No. RiskSculptor does not replace DU®, LPA, FHA TOTAL, VA, USDA, or GUS. It operates after those findings are available and helps licensed MLOs turn the findings into structured next steps.
- Who is RiskSculptor built for?
- RiskSculptor is built for licensed mortgage loan officers and mortgage teams that need a structured way to diagnose stalled, referred, ineligible, or high-risk loan files after AUS findings are issued.
- What does RiskSculptor produce?
- RiskSculptor produces a rescue plan, blocker map, and next-step workflow. It does not produce an approval, denial, underwriting decision, or credit decision.
- What is Loan Rescue as a Service?
- Loan Rescue as a Service, or LRaaS, is a post-AUS mortgage workflow category focused on translating AUS findings into compliant rescue paths, borrower action plans, and reissue-ready next steps for licensed mortgage professionals.