Effective Date: October 26, 2025
Last Updated: October 26, 2025
Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.
RiskSculptor™ ("we," "us," or "our") uses cookies to enhance your experience, analyze site usage, and assist in our marketing efforts.
These cookies are strictly necessary for the operation of our website. They enable core functionality such as security, authentication, and session management.
| Cookie Name | Purpose | Duration |
|---|---|---|
session_token | Maintains your login session | Session |
csrf_token | Security protection against cross-site attacks | Session |
risksculptor_cookie_consent | Stores your cookie preferences | 1 year |
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. We use this data to improve our service.
| Cookie Name | Purpose | Duration |
|---|---|---|
_ga | Google Analytics - distinguishes users | 2 years |
_gid | Google Analytics - distinguishes users | 24 hours |
_gat | Google Analytics - throttles request rate | 1 minute |
Note: IP addresses are anonymized in Google Analytics to protect your privacy.
These cookies may be set by our advertising partners to build a profile of your interests and show you relevant advertisements on other sites.
| Cookie Name | Purpose | Duration |
|---|---|---|
_fbp | Facebook Pixel - tracks conversions | 3 months |
_gcl_au | Google Ads - conversion tracking | 3 months |
Some cookies are placed by third-party services that appear on our pages. We do not control these cookies. Third parties include:
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by:
⚠️ Important: If you disable essential cookies, some parts of our website may not function properly. Disabling analytics or marketing cookies will not affect website functionality.
Most web browsers allow you to control cookies through their settings preferences. However, if you limit the ability of websites to set cookies, you may worsen your overall user experience.
How to manage cookies in popular browsers:
We currently do not respond to Do Not Track (DNT) browser signals. However, you can always manage your cookie preferences using our cookie preference center or your browser settings.
We may update this Cookie Policy from time to time. When we make changes, we will update the "Last Updated" date at the top of this policy. We will notify you of material changes via email or in-app notification 30 days before they take effect.
If you have questions about our use of cookies, please contact us:
🔒 Your Privacy Matters: RiskSculptor™ is committed to protecting your privacy and handling mortgage data responsibly. For more information, please review our Privacy Policy and Terms of Service.